*1.* “But understand this, that in the last days there will come times of difficulty.” *2* “For people will be lovers of self, lovers of money, proud, arrogant, abusive, disobedient to their parents, ungrateful, unholy.” *3* “heartless, unappeasable, slanderous, without self-control, brutal, not loving good.” *4* “treacherous, reckless, swollen with conceit, lovers of pleasure rather than lovers of God.”